I have two hard drives in my computer.  One is for the OS and the other is for my "My Documents" folder.  In Vista I want to move my User folder (is that what it's called?  Because it's not just documents anymore, but also contacts, favorites, settings, etc.) to another location.  I've looked around and can't figure out how to do it.  Is this a function of Vista or do I have to wait for a Powertoy?

So my questions:
What is the folder where all of my files and settings in vista are kept? (edit: in Windows Vista)

How do I change its location?