Ok, just a thought here.  Maybe thinking outside of the box is what is needed.

Let's just take consumer pricing, wouldn't it behoove Microsoft to include a recovery USB Key.  A 16gb memory stick is about 15 dollars now.  With volume pricing it would be even less than that.

Originally OEM's included a recovery disc, wouldn't it be progressive and cost effective for Microsoft to do the same thing with modern tech.

As is, I couldn't even think about purchasing a 64gb Surface with that much storage restriction.  Especially with the known issues with integrating a microsd card as part of the storage.  (Bring on the Windows Home Server Storage Pool, thank you very much.)