@Dr Herbie: I'm of the same opinion. I bought my LG Quantum outright and while it does crash occasionally, it does what I need it to. If I see a good deal on a WP8 phone next year, I'll think about upgrading, but right now there is no "must-have" feature on WP8 that makes me think my current phone is junk.

With that said, if I was in the market for a phone any time after the Apollo rumors started taking shape, I would have held off and stuck with my old phone.