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View Thread: Engurish and banks.
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    You have my sympathies. I eventually fled my Big Bank and left for saner pastures (aka credit union/online bank).

    The unfortunate part is that this doesn't have to be a mystery. Back in the day, when I deposited a check, World Savings would give me a small slip of paper that said (approximately):

    Available Now: $50
    In 10 Days: $X + $50
    In 20 Days: $Y + $X +$50
    (and so on)