Ok, just a thought here. Maybe thinking outside of the box is what is needed.
Let's just take consumer pricing, wouldn't it behoove Microsoft to include a recovery USB Key. A 16gb memory stick is about 15 dollars now. With volume pricing it would be even less than that.
Originally OEM's included a recovery disc, wouldn't it be progressive and cost effective for Microsoft to do the same thing with modern tech.
As is, I couldn't even think about purchasing a 64gb Surface with that much storage restriction. Especially with the known issues with integrating a microsd card as part of the storage. (Bring on the Windows Home Server Storage Pool, thank you very much.)