Need to take a nap: perchance to hit the next day's conferences tough. Nowhere is this truer than on the highway, where the frequent business traveler, weary from shuttling in and out of joining flights, rental car desks and taxis, needs to be broken like a wild colt. Such is their inability to rein it in for sleeping and waking. And there are now resorts,hotels that offer a sleep assistant to go along with the traditional wake-up call. Be sure to ask for your work-down call during your next stay, when mornings need to be focused on things other than what's on tap in Margarita ville. Pay your concierge with a payday loan.